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Border Collie Dog

Border Collie Cost Guide (2026)

Everything you need to know about how much it costs to buy and own a Border Collie. Is a Border Collie right for your budget?

Widely considered the smartest dog breed on Earth. Border Collies are intense, driven, and need constant mental and physical stimulation. They excel at agility, obedience, and herding — but they're not for casual pet owners.

$600-$2,500
Purchase Price
$1,200-$2,000
Annual Cost
$23,150
Lifetime Cost
12-15 yrs
Life Expectancy
Medium
Size
Moderate
Grooming Need

Annual Cost Breakdown

ExpenseAnnual CostMonthly
Food$420 - $660$35 - $55
Routine Vet Care$200 - $500$16 - $41
Emergency Vet Fund$300 - $600$25 - $50
Grooming$200 - $400$16 - $33
Pet Insurance$360 - $780$30 - $65
Supplies & Toys$150 - $350$12 - $29
Training$100 - $500$8 - $41
Total Annual$1,200 - $2,000$100 - $166

First Year vs. Ongoing Annual Cost

$2,100 - $5,000
First Year Total

Includes purchase price, initial supplies, first vet visits, spay/neuter, and vaccinations.

$1,200 - $2,000
Each Year After

Ongoing food, vet checkups, grooming, insurance, and supplies each year.

Quick Facts: Border Collie

Breed TypeDog
GroupHerding
SizeMedium
Life Expectancy12-15 years
TemperamentEnergetic, Smart, Tenacious
Grooming NeedsModerate

Breed Ratings

Apartment Friendly
1/5Poor
Good with Kids
3/5Average
Shedding Level
3/5Average
Energy Level
5/5Excellent
Ease of Training
5/5Excellent
Barking Level
3/5Average
Health Issues
2/5Below Avg
Grooming Needs
3/5Average

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Where to Get a Border Collie

Buy from a Breeder

Expect to pay $600-$2,500 from a reputable breeder. Always ask for health clearances and visit the facility.

Adopt

Adoption fees are typically $50-$500 and often include spay/neuter, vaccinations, and microchipping. Check local shelters and breed-specific rescues.

Recommended Products & Services

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Chewy

Food, treats & supplies
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Petco

In-store & online shopping
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Lemonade Pet Insurance

From $30/mo

Frequently Asked Questions

How much does a Border Collie cost to buy?
A Border Collie puppy or kitten from a reputable breeder typically costs between $600 and $2,500. Adoption fees are usually $50-$500.
What is the annual cost of owning a Border Collie?
The average annual cost of owning a Border Collie is $1,200 to $2,000, including food, veterinary care, grooming, insurance, and supplies.
How much does Border Collie food cost per month?
Monthly food costs for a Border Collie range from $35 to $55, depending on the brand and dietary needs.
Is pet insurance worth it for a Border Collie?
Pet insurance for a Border Collie typically costs $30-$65/month. Given that emergency vet bills can exceed $3,000-$10,000, insurance is generally recommended.
What is the lifetime cost of a Border Collie?
The estimated lifetime cost of owning a Border Collie is approximately $23,150, based on an average lifespan of 13 years including purchase price, food, vet care, and all other expenses.

Similar Breeds to Consider

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Border Collie Cost by City

New York, NYLos Angeles, CAChicago, ILHouston, TXPhoenix, AZPhiladelphia, PASan Antonio, TXSan Diego, CADallas, TXSan Jose, CA